Why You Should Consult With an Auto Accident Lawyer

The no fault auto insurance law covers injuries as well as property damage, unless the negligent driver was not insured. This is the reason it's advisable to consult with a lawyer in the event of a car accident before providing an unwritten or recorded statement to the insurance company.

Written and oral statements could be used against you in the event that your case goes to trial. An experienced lawyer for car accidents will know how to make a case and then try it to maximize the value.

Damages

There are two types of damages that the victim could receive following a car accident. They are both economic and non-economic. Economic damages are easily quantifiable. Medical bills, lost wages and repair costs for vehicles are some examples. Non-economic damages are harder to quantify. These damages can include emotional distress and loss of enjoyment of living.

A seasoned lawyer for car accidents can assist victims get the maximum compensation. They can also fight for a fair settlement with the insurance company that is at fault. If the insurance company does not agree to payment, they may go to court.

A competent lawyer for car accidents should ensure that the victims are compensated for all their potential losses and expenses. They can do this by collecting as much evidence as possible at the scene of the accident. For example, they can take pictures of the site of the accident and gather details from witnesses. This will stop the insurance company from trying to make claims that are not worth the money.

A lawyer for car accidents will also help victims estimate the total cost. This includes past and future medical treatment, and any costs related to home care or hiring someone to perform chores or cook if injury rendered it difficult for the victim to perform these tasks.

Medical bills

Medical bills can quickly add up after a car crash. Even if you're insured for no fault or an award from a personal injury suit and the bills aren't going away. They need your help now, not later.

Luckily, there are two options to pay for medical expenses: your own car insurance and health insurance. The former is commonly known as Med Pay in New York, and it will cover your medical expenses after an auto accident law firms accident, regardless of the person who caused the crash. The latter is typically provided by the state (Medicare) or a private insurance plan.

Always visit the doctor if you feel sick or if your injuries don't seem to be severe. A quick examination can ensure that all your injuries are identified and treated including any internal injuries. The visit can also create medical records that can be crucial in the event of a lawsuit.

If you have exhausted the two options above, you can then turn to the driver who was at fault's liability insurance if it's sufficient to cover any damages. However, you'll have to pay your own deductibles and copays. In the end, you'll receive reimbursement for any accident-related expenses after an acceptable settlement has been reached with the responsible party. This is the reason it's essentiical and emotional trauma. You could be entitled to compensation for the suffering and pain you've endured. A lawyer can help you obtain the money you're due.

A lawyer can also help in dealing with insurance companies. Insurance adjusters are motivated by their own financial interest and will usually try to deny or minimize your claim. A lawyer in a car accident can protect you against these tactics and negotiate for an appropriate settlement of your damages and losses.

While you're recovering from injuries, you must note all expenses and property damage associated in the accident. This includes medical bills, estimates of repair as well as receipts for any damaged items. Photograph your injuries as well as the scene of the accident. Avoid discussing the incident with anyone other than medical professionals and police officers.

A lawyer can help identify the person responsible for the accident. New York is a "comparative fault" state, meaning that the amount of damages you receive will be lowered by your percentage of the blame. In certain cases the party responsible could be a city, corporation or state agency or an organization that provides public transportation or sanitation company.