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Additionally, the Federal Trade Commission proposes a ban on nationwide charging upfront fees to loan modification companies. It remains to be seen if this will include attorneys. The proposed ban is intended to eliminate unethical lenders who do not provide any useful services. In essence, the ban is designed to eliminate "scammers" who scam innocent and desperate homeowners.

Use the technology advancements to find trustworthy companies online. This can be a tricky task as there are many scams online. Look for companies that are well-known and have established customer service. This will help you differentiate scamming companies from true ones.

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If you want to get beyond the old school ways of doing things, then you will need to learn the importance and value of YOU, Inc. Prepaid Legal is more that joining a company. You are becoming an entrepreneur. This requires a completely different mindset, and a different marketing strategy.

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